A lot of homeowners delay getting a heat pump because of the upfront cost.
The cost to replace an old heat pump depends on the size, model, and how straightforward the installation is.
As a rough guide...
Basic replacements (same location) from $2,300–$3,500+
Upgrades or relocations may cost more
For a lot of people, it’s not that they don’t want a heat pump - it’s just hard to justify paying that all at once.
Especially when it’s not exactly a “nice to have” purchase. It’s heating, cooling, and day-to-day comfort.
Can you finance a heat pump in NZ?
Yes! And it's becoming more common.
Instead of paying the full amount upfront, you can spread the cost over time with regular repayments. For many homeowners, that makes it a lot more manageable. 😌
What does heat pump finance actually look like?
It depends on the provider, but generally:
Payments are weekly or fortnightly
Terms vary depending on the total cost
Approval is usually quick
We can talk you through what it looks like based on your specific job - no pressure, just clarity.
When does finance make sense?
Finance can be a good option if:
Your current heat pump has failed unexpectedly
You’ve been putting off an upgrade due to cost
You want to improve comfort before winter or summer hits
You’d rather spread payments than take a big upfront hit
What about electrical work?
The same applies to electrical jobs too - especially the bigger or more urgent ones.
If something needs doing, waiting isn’t always ideal (or safe). Finance gives you a way to get it sorted sooner.
For Christchurch homeowners
We see this a lot locally - people putting off upgrades until their system completely gives up.
By then, it’s urgent and expensive, which isn’t a great combo.
Having a finance option means you can plan ahead instead of reacting last minute.
Christchurch heat pump specialists you can trust
When it’s time to replace your old heat pump in Christchurch, you want the job done properly.
Here’s why locals choose AEH:
✅ Local experts – We understand Christchurch homes and climate
✅ Trusted brands – We install systems built to last
✅ Certified professionals – All our work meets NZ electrical & building standards
✅ No mess, no stress – We keep your home clean and tidy
✅ Straightforward pricing – No surprises
Want to know your options?
If you’re considering a heat pump or electrical work but unsure about the cost, we can run through a few options with you.
No obligation - just a straightforward chat so you know where you stand.
📞 Call us on 027 406 7414
📨 Or request a free quote